Membership Benefits

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Insurance Programs

1. Comprehensive General Liability
   Currently we have a $2,000,000 General Liability policy with no aggregate limitations. This policy includes all defined participants as additional insured and extends itself, not only to spectators at a game or practice, but including participant legal liability for both adults and minors. The policy requires 100% participation of all members.
2. Excess Accident Insurance Policy
   Currently we have a $5,000 Excess Accident contract whose main purpose is to fill the gaps within someone's primary health care program. The contract has a $400 deductible with a $5,000 maximum benefit payable. This contract is limited in scope of coverage by design to appropriately coordinate with private health care benefit, although it will make payments in accordance to its schedule of benefits, if there is no primary health insurance in force.
3. Directors and Officers Liability
   Currently there is a Directors and Officers master policy which covers all state and national officers and directors for acts arising out of their position. There is an optional program available for leagues to participate in directors and officers liability. Please consult your state office for details.

The above is only intended to be a general highlight and overview of coverage and is not intended to replace or change in any way the actual contracts. If any further details or questions are needed, please consult your state association office.

 

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